Refund Policy

You may cancel a monthly plan at any time — you simply will not be charged again from the next cycle. We do not offer refunds for the current billing cycle already in progress, as your access continues until the cycle ends.

Annual plans can be cancelled at any time with a prorated refund. The refund is calculated at our standard monthly rate (not the discounted annual rate) for the months you have already used.

Write to us at hello@panjabivirasat.com with your registered name and WhatsApp number. Approved refunds are returned to your original payment method via Razorpay, usually within 5–7 business days.